Terms of Use
Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern The  Riehl & Knode Insurance Agency, Inc. (RK) relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

The term Riehl & Knode Insurance Agency, Inc., RK, or ‘us’ or ‘we’ refers to the owner of the website whose registered office is 3107A Main Street, Manchester, MD 21102. The term ‘you’ refers to the user or viewer of our website.

By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.

DISCLAIMER

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE MATERIALS ON THIS WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND RK AND ITS SUBSIDIARIES AND AFFILIATES DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. RK DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. RK DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes.

This website may be linked to other websites which are not maintained by Riehl & Knode Insurance Agency, Inc.  Riehl & Knode Insurance Agency, Inc.  is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by Riehl & Knode Insurance Agency, Inc.. of the websites or the content thereof.

LIMITATION OF LIABILITY

While Riehl & Knode Insurance Agency, Inc.. uses reasonable efforts to include accurate and up to date information on this website, errors or omissions sometimes occur. RK makes no warranties or representations as to the accuracy of this website. Under no circumstances, including, but not limited to, negligence, shall Riehl & Knode Insurance Agency, Inc. or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if Riehl & Knode Insurance Agency, Inc. or a Riehl & Knode Insurance Agency, Inc. authorized representative has been advised of the possibility of such damages. In no event shall RK take total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website.

Riehl & Knode Insurance Agency, Inc. also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

RESTRICTIONS ON USE OF MATERIALS

This website is owned and operated by Riehl & Knode Insurance Agency, Inc.,except as otherwise expressly permitted by RK, no materials from this website or any website owned, operated, licensed or controlled by RK may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material offered and/or displayed on this website for your use only ,provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, re-post, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without written permission from Riehl & Knode Insurance Agency, Inc.

RK neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with RK..

JURISDICTIONAL ISSUES

Unless otherwise expressly set forth herein, Riehl & Knode Insurance Agency, Inc. makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws.

The information contained on this website is not an offer to sell or a solicitation to buy any security or any insurance product. No security or other insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation; purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

TRADEMARKS AND COPYRIGHTS

All trademarks, services marks, trade names, logos, and icons are proprietary to RK. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of Riehl & Knode Insurance Agency, Inc.or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.

Images displayed on this website are either the property of, or used with permission by Riehl & Knode Insurance Agency, Inc. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

PRIVACY – Please see the Riehl & Knode Insurance Agency, Inc. Online Privacy Policy

SOFTWARE LICENSES

You acknowledge that any software available or provided to you on this website may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. Riehl & Knode Insurance Agency, Inc. does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by the United States export controls laws and regulations.

 USER CONDUCT

When accessing or making use of any service provided on the Riehl & Knode Insurance Agency, Inc. web pages you may not:

Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any national or international law.

Post or transmit any information or software which contains a virus, worm, Trojan horse or other harmful component; restrict or inhibit any other user from using the website.

Post, publish, transmit, reproduce, distributor exploit any information, software or other material obtained through Riehl & Knode Insurance Agency, Innc. web pages for commercial purposes other than expressly permitted.

UPDATE OF LEGAL INFORMATION

This page is updated and modified from time to time. You should check this page every time you access Riehl & Knode Insurance Agency, Inc. web pages.

Last update of this page: January, 2016